No Depreciation motor Insurance


 The depreciation liability falls on the car owner if they do not select this kind of protection. As a result, when a claim is resolved, the car's depreciated value is considered, lowering the claimed insured value. The depreciating factor is not taken into consideration while acquiring zero-dep insurance, allowing the claimant to receive payment for the entire amount insured. Zero-depreciation motor insurance is more expensive, though.

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